:root{--navy: #16324f;--navy-dark: #0e2338;--blue: #2563a8;--amber: #e8a33d;--amber-dark: #c9882a;--green: #2e7d4f;--bg: #ffffff;--bg-soft: #f4f7fa;--text: #22303e;--text-soft: #5a6b7c;--border: #dde5ec;--radius: 10px;--shadow: 0 2px 12px rgba(22, 50, 79, .08);--maxw: 1080px;--maxw-text: 760px}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.65;font-size:17px}h1,h2,h3,h4{color:var(--navy);line-height:1.25;font-weight:700}h1{font-size:clamp(1.8rem,4vw,2.6rem)}h2{font-size:clamp(1.4rem,3vw,1.9rem);margin:2.2rem 0 .8rem}h3{font-size:1.2rem;margin:1.6rem 0 .5rem}p{margin:.8rem 0}a{color:var(--blue)}ul,ol{margin:.8rem 0 .8rem 1.4rem}li{margin:.35rem 0}.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}.container-text{max-width:var(--maxw-text);margin:0 auto;padding:0 20px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:var(--radius);font-weight:700;font-size:1.05rem;text-decoration:none;border:none;cursor:pointer;transition:transform .12s ease,box-shadow .12s ease}.btn:hover{transform:translateY(-1px);box-shadow:var(--shadow)}.btn-call{background:var(--green);color:#fff}.btn-primary{background:var(--amber);color:var(--navy-dark)}.btn-secondary{background:var(--navy);color:#fff}.btn-outline{background:transparent;border:2px solid var(--navy);color:var(--navy)}.btn-block{width:100%}html:not(.off-hours) .show-when-closed{display:none!important}html.off-hours .hide-when-closed{display:none!important}.site-header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:50}.site-header .container{display:flex;align-items:center;justify-content:space-between;height:64px}.logo{font-weight:800;font-size:1.15rem;color:var(--navy);text-decoration:none;display:flex;align-items:center;gap:8px}.logo .logo-mark{color:var(--amber)}.site-nav{display:flex;gap:22px;align-items:center}.site-nav a{color:var(--text-soft);text-decoration:none;font-weight:600;font-size:.95rem}.site-nav a:hover{color:var(--navy)}.site-nav .nav-b2b{color:var(--blue)}@media(max-width:720px){.site-nav a:not(.nav-b2b){display:none}}.hero{background:linear-gradient(160deg,var(--navy-dark) 0%,var(--navy) 60%,#1d4266 100%);color:#fff;padding:56px 0 64px}.hero h1{color:#fff;margin-bottom:.6rem}.hero .hero-sub{color:#c8d6e3;font-size:1.15rem;max-width:640px}.hero .trust-row{display:flex;flex-wrap:wrap;gap:18px;margin-top:1.6rem;color:#dbe6f0;font-size:.95rem}.hero .trust-row span:before{content:"✓ 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var(--border);border-radius:var(--radius);padding:24px;text-decoration:none;color:var(--text);display:block;transition:box-shadow .15s ease,transform .15s ease}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}.card h3{margin-top:0}.card .card-more{color:var(--blue);font-weight:600;font-size:.95rem}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px;counter-reset:step}.step{position:relative;padding-top:54px}.step:before{counter-increment:step;content:counter(step);position:absolute;top:0;left:0;width:40px;height:40px;border-radius:50%;background:var(--amber);color:var(--navy-dark);font-weight:800;font-size:1.2rem;display:flex;align-items:center;justify-content:center}.urgency{background:#b3261e;color:#fff;text-align:center;padding:9px 16px;font-size:.95rem;font-weight:600}.urgency strong{text-decoration:underline}.hero-grid{display:grid;grid-template-columns:1fr;gap:28px;align-items:start}@media(min-width:880px){.hero-grid{grid-template-columns:1.4fr 1fr}}.hero-main .btn{margin-top:1.2rem;max-width:460px}.hero-main .open-indicator{font-size:.92rem;margin-top:10px;color:#c8d6e3}.cta-secondary{display:inline-block;margin-top:10px;color:#c8d6e3;font-size:.95rem;text-decoration:underline}.cta-secondary:hover{color:#fff}.hero-promise{display:flex;align-items:center;gap:14px;background:#ffffff14;border:1px solid rgba(255,255,255,.16);border-radius:var(--radius);padding:12px 16px;margin:1.2rem 0 0;max-width:460px}.hero-promise-icon{font-size:1.6rem}.hero-promise-text{display:flex;flex-direction:column}.hero-promise-lead{font-weight:800;color:#fff}.hero-promise-items{font-size:.9rem;color:#c8d6e3}.hero-expert{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:24px;text-align:center;justify-self:center;min-width:240px}.hero-expert-photo{width:160px;height:160px;border-radius:50%;object-fit:cover;border:4px solid var(--bg-soft)}@media(min-width:880px){.hero-expert-photo{width:200px;height:200px}}.hero-expert-info{display:flex;flex-direction:column;gap:3px;margin-top:12px}.hero-expert-info strong{font-size:1.1rem;color:var(--navy)}.hero-expert-info span{color:var(--text-soft);font-size:.92rem}.hero-expert-rating{margin-top:6px;text-decoration:none;color:var(--text);font-size:.95rem}.stars{color:#f5b301;letter-spacing:1px}.stars-lg{font-size:1.4rem}.help-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:16px}.help-item{display:flex;gap:12px;background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:18px 20px}.help-item .check{color:var(--green);font-weight:800;font-size:1.1rem}.help-item strong{display:block;color:var(--navy)}.help-item span{color:var(--text-soft);font-size:.95rem}.reviews-head{text-align:center;margin-bottom:1.8rem}.reviews-score-block{display:flex;align-items:center;justify-content:center;gap:12px}.reviews-num{font-size:2.4rem;font-weight:800;color:var(--navy)}.reviews-sub{color:var(--text-soft);margin-top:4px}.reviews-link{font-size:.95rem}.reviews-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px}.review{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:20px;display:flex;flex-direction:column}.review-stars{color:#f5b301;margin-bottom:8px}.review-text{flex:1;font-size:.97rem;margin:0 0 14px}.review-author{display:flex;align-items:center;gap:10px}.author-avatar{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:.85rem;display:flex;align-items:center;justify-content:center}.author-info{display:flex;flex-direction:column;line-height:1.3}.author-info strong{font-size:.92rem;color:var(--navy)}.author-info span{font-size:.82rem;color:var(--text-soft)}.kanzlei-line{font-size:.95rem;color:var(--text-soft);margin-top:1.6rem}.rechner-grid{display:grid;grid-template-columns:1fr;gap:24px;max-width:920px;margin:0 auto}@media(min-width:820px){.rechner-grid{grid-template-columns:1fr 1.1fr}}.rechner-box{background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px}.rechner-box .field{margin-bottom:14px}.rechner-box label{display:block;font-weight:700;margin-bottom:5px;font-size:.95rem;color:var(--navy)}.rechner-box input{width:100%;padding:13px 15px;border:2px solid var(--border);border-radius:var(--radius);font-size:1.1rem}.rechner-box input:focus{outline:none;border-color:var(--blue)}.rechner-result{background:var(--navy);color:#fff;border-radius:var(--radius);padding:26px}.rechner-result h3{color:#fff;margin-top:0}.result-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.15)}.result-label{color:#c8d6e3;font-size:.95rem}.result-value{font-size:1.3rem;font-weight:800;white-space:nowrap}.result-row-highlight .result-value{color:var(--amber);font-size:1.5rem}.result-note{font-size:.88rem;color:#c8d6e3;margin-top:12px}.rechner-result .btn{margin-top:14px}.lp-hero{padding:44px 0 52px}.lp-cta-box{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:26px;margin-top:1.8rem;max-width:560px}.lp-cta-box .open-indicator{font-size:.92rem;margin-top:10px;color:var(--text-soft)}.dot-open{color:var(--green)}.dot-closed{color:#c0392b}.form-box{max-width:560px}.form-box .field{margin-bottom:14px}.form-box label{display:block;font-weight:600;margin-bottom:5px;font-size:.95rem}.form-box input,.form-box select,.form-box textarea{width:100%;padding:12px 14px;border:2px solid var(--border);border-radius:var(--radius);font-size:1rem;font-family:inherit}.form-box input:focus,.form-box select:focus,.form-box textarea:focus{outline:none;border-color:var(--blue)}.form-note{font-size:.85rem;color:var(--text-soft);margin-top:10px}.article-header{padding:40px 0 10px}.article-header .article-meta{color:var(--text-soft);font-size:.9rem}.article-body{padding-bottom:40px}.article-body h2{border-bottom:2px solid var(--border);padding-bottom:6px}.article-body blockquote{border-left:4px solid var(--amber);background:var(--bg-soft);padding:14px 18px;border-radius:0 var(--radius) var(--radius) 0;margin:1.2rem 0}.article-body table{border-collapse:collapse;width:100%;margin:1rem 0;font-size:.95rem}.article-body th,.article-body td{border:1px solid var(--border);padding:9px 12px;text-align:left}.article-body th{background:var(--bg-soft)}.inline-cta{background:var(--navy);color:#fff;border-radius:var(--radius);padding:26px;margin:2rem 0}.inline-cta h3{color:#fff;margin-top:0}.inline-cta p{color:#c8d6e3}.faq details{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:10px;padding:0 18px;background:#fff}.faq summary{font-weight:700;color:var(--navy);padding:14px 0;cursor:pointer}.site-footer{background:var(--navy-dark);color:#9fb2c4;padding:44px 0 28px;margin-top:60px;font-size:.92rem}.site-footer a{color:#c8d6e3;text-decoration:none}.site-footer a:hover{color:#fff}.footer-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:28px;margin-bottom:28px}.site-footer h4{color:#fff;font-size:.95rem;margin-bottom:10px}.site-footer ul{list-style:none;margin:0}.footer-legal{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:.85rem}.badge{display:inline-block;background:var(--bg-soft);border:1px solid var(--border);color:var(--navy);border-radius:999px;padding:4px 14px;font-size:.85rem;font-weight:600}